Unsecured Business Working Capital

Fast, flexible funding without the traditional banking hurdles.

Business Working Capital is designed for companies that need quick access to funds without navigating lengthy approval processes or strict bank requirements.
Instead of relying on conventional loans, this solution allows you to unlock capital based on your future revenue—giving your business the liquidity it needs, exactly when it needs it.

It’s a smart, efficient way to support growth, stabilize cash flow and seize new profitable opportunities without delay.

💡 How it works

Fixed rates: 15% – 49% (factor rate, not APR)
Flexible repayment: daily, weekly, bi-weekly, monthly
Terms: 30 days to 24 months
Payments via ACH or % of card sales
Fast funding: as little as 1 business day
Amounts: $2,000 – $2,000,000

📊 What determines your terms

Average monthly revenue
Time in business
Credit profile
Financial performance
Industry

📄 Required documentation

Simple one-page application
3–6 months business bank statements
Valid ID (driver’s license)
Voided check
Additional documentation may be requested

🤔 Key questions

Do you have outstanding business debt?
What will the funding be used for?
How quickly do you need access to capital?

✔️ Good to know

Options available with lower credit scores
Consolidate existing advances to improve cash flow
Fast approvals with minimal paperwork
Eligible for additional funding after 50% repayment
Best suited for businesses generating $10K+ monthly revenue and operating 6+ months

Apply Now

Business Capital