Line of Credit

Flexible business funding available whenever you need it.

A Line of Credit gives your business access to capital without requiring a new application every time funding is needed. Instead of receiving a lump sum, you’re approved for a maximum limit and can draw funds as necessary—only paying for the amount you use.

It’s an ideal solution for managing both planned expenses and unexpected costs while maintaining healthy cash flow.


💡 How it works

  • Revolving credit line with on-demand access to funds
  • Competitive rates ranging from 4.8% to 24.99%
  • Weekly or monthly repayment options
  • Terms available: 6, 12, or 18 months
  • Funds become available again as balances are repaid
  • Credit limits up to $250,000
  • Potential limit increases based on repayment performance

📊 What determines your terms

  • Credit score and overall credit profile
  • Time in business
  • Monthly revenue
  • Industry type
  • Cash flow consistency

📄 Required documentation

  • 3–6 months of recent business bank statements
  • Short business application
  • Valid ID (driver’s license)
  • Voided check
  • Proof of address
  • Current accounts receivable (A/R) if applicable

🤔 Key questions

  • Do you currently have outstanding debt?
  • Which lenders are you currently working with?
  • Will you need additional funding within the next year?
  • How do you plan to use the available credit?

✔️ Good to know

  • You only pay when you use the funds
  • No cost for unused available credit
  • Flexible weekly or monthly repayment structures
  • Useful for unexpected expenses and cash flow gaps
  • Best suited for businesses generating $20K+ monthly revenue with 600+ credit scores

Apply Now
×